Most travellers may not want one, but they undoubtedly need one. Who wouldn’t want travel insurance, right? The only excuse for not purchasing international travel insurance is to be more confident about external circumstances and unconcerned with the outcome of unforeseen events. Even though it frequently happens, once something goes wrong while travelling, a person will undoubtedly realise the value of having international travel insurance. Travel insurance merely gives you the peace of mind that if anything goes wrong while you’re away, like you get hurt, or your luggage disappears, the policy will step in and cover your costs. A person typically tries to get their money’s worth by using the services they have paid for. Travel Insurance also offers several travel insurance benefits. To get the most out of the policy, one cannot afford to have an accident or have their luggage stolen. Many people avoid purchasing travel insurance because they believe it to be a waste of time and money.
Why Is Travel Insurance Necessary?
A Mediclaim policy may not cover the costs of an injury sustained while travelling abroad, so it is insufficient to protect you from accidents and injuries. Most insurance providers follow the simple rule that the policyholder must be present in their country of residence for the insurance to be valid. Compared to medical insurance, which has many terms and conditions to provide travel insurance coverage, a proper travel insurance policy offers superior coverage while travelling.
Ensure that these things are covered in your policy if you’re looking for the ideal international travel insurance.
- Covers Passport Loss
A person’s trip could be ruined if they misplace their passport or other essential travel documents. Even though it is common for tourists to experience unfortunate events, one must exercise extreme caution when handling crucial travel documents, money, etc. Ensure that your travel insurance covers the costs associated with a lost passport. A passport for an emergency is very expensive. So, an insurance policy pays the policyholder in the event of a lost passport.
- Medical Assistance For Injuries
Although health insurance is ideal for all your medical requirements, travel insurance is superior. For instance, if you are travelling abroad and have an accident, your comprehensive travel insurance, not your health insurance, will pay for the costs of the damage caused by the accident.
- Cancellation Of A Flight
Imagine having to cancel your ticket at the last minute due to an unavoidable circumstance that prevents you from travelling. You will only get money back if you have insurance. If your justification for cancelling the tickets is legitimate, you may be covered if you have a good travel insurance policy.
When considering travel insurance, it is crucial to cover three key aspects: medical emergencies and expenses, trip cancellations or interruptions, and loss or theft of belongings.
Standard T&C apply.
All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.